Frequently Asked Questions & Answers About Ameriplan®
- Who is Ameriplan®?
- How do I use the program?
- How much of a discount will
I receive?
- Are ongoing dental/medical
problems (conditions) included?
- Does Ameriplan® have
any kind of waiting periods?
- How much does Ameriplan®
cost and how will I be billed?
- How much more will it cost
me to have Pharmacy, Vision, and Chiropractic?
- How do I search for providers
within my area?
- Can I join the medical program
with out having to join the dental program?
- Can I use Ameriplan®
medical in conjunction with my health insurance?
- How are discounts calculated?
- Does an Ameriplan® membership
require a contract?
- Can Ameriplan® medical
be used in conjunction with Medicare/Medicaid?
- Does Ameriplan® ever
make any payments to providers?
- Is maternity included within
the health care program?
Who is Ameriplan®?
Ameriplan® was founded in 1992 and is located in Plano, Texas.
We are currently serving over one million members and have
saved them over 1.5 billion dollars on health and dental costs.
How do I use the program?
Ameriplan® programs are very easy to use. Every provider within
out network has agreed to accept our negotiated pricing. As
you visit your provider within our network you will receive
the rate that we have already negotiated with that provider.
We simply help you get the very best deal possible.
How much of a discount will
I receive?
The discount can vary depending on your location within the
United States. Below is a list of the average discounts currently
being given:
- Dental discount average: 60%
- Vision discount average: 35%
- Prescription Drugs discount average: 30%
- Chiropractic Care discount average: 40%
- Physician Care doctor visit discount average: 40%
- Ancillary Service discount average: 60%
Remember that these are averages. This is not the exact discounted
percentage you will receive. Depending on the procedure you
could get a larger or smaller discount.
Are ongoing dental/medical
problems (conditions) included?
Yes. Because Ameriplan® is not insurance, all ongoing
dental and health problems are accepted, with the exception
of Orthodontist treatments already in progress.
Does Ameriplan® have any
kind of waiting periods?
No. If you join today, you can see your provider tomorrow
and receive your Ameriplan® savings with the visit.
How much does Ameriplan® cost
and how will I be billed?
The cost for Ameriplan® depends on the program you join. Please
see all program costs below:
The pricing above is a reoccurring monthly cost to keep your
membership. We offer billing month-to-month, quarterly, bi
annually and annually. When you join Ameriplan® you will have
the option to chose how you would like to be billed.
How much more will it cost me
to have Pharmacy, Vision, and Chiropractic?
Nothing. Pharmacy, Vision, and Chiropractic are included in
all of our packages except the Basic Health package.
How do I search for providers
within my area?
Use our online provider search tool here.
Can I join the medical program
with out having to join the dental program?
Yes. This would be our Basic Health package.
Can I use Ameriplan®
medical in conjunction with my health insurance?
Yes. Some health insurance policies have very high out-of-pocket
deductibles. Using Ameriplan® in conjunction with your health
insurance can help lower your out-of-pocket deductible.
How are discounts calculated?
The rates that a provider charges are determined by a set
fee schedule that the provider agreed to or are a percentage
off of the billed charges. In general, discounts will range
between 20% and 50%. Preventive dental work, labs and diagnostics
procedures will have discounts of up to 80%.
Does an Ameriplan® membership
require a contract?
No. All of our programs are month-to-month.
Can Ameriplan® medical
be used in conjunction with Medicare/Medicaid?
No. Medicare does not allow providers to charge a Medicare
patient a different price.
Does Ameriplan® ever make
any payments to providers?
No. Using Ameriplan® simply helps you get the best rates with
your provider. We have negotiated all of the rates for you
to the lowest possible cost. You simply are responsible to
pay the negotiated discount price.
Is maternity included within
the health care program?
Yes. All medical needs are included as long as you visit a
provider within the Ameriplan® network.
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